BanksUNITY BANK

UNITY BANK

AUGUSTA, WIMediumEst. Dec. 1, 1914, midnightFDIC #8714RSSD #443353FDIC
Latest · 2025-12-31

UNITY BANK is an FDIC-insured commercial bank headquartered in AUGUSTA, WI, established in Dec. 1, 1914, midnight. As of 2025-12-31, the bank reported total assets of $612M and total deposits of $538M. Profitability stands at -3.58% ROA and -39.64% ROE, with a net interest margin of 3.93%. CET1 capital ratio: 11.39%, well above regulatory minimums. NPL ratio: 7.35% · Texas Ratio: 51.59%. Operates 16 domestic branches.

Assets
$612M
Deposits
$538M
Loans
$471M
Equity
$52M

Profitability

Return on Assets (ROA)-3.58%
Return on Equity (ROE)-39.64%
Net Interest Margin3.93%
Yield on Assets5.91%
Cost of Funds2.02%

Asset Quality

NPL Ratio7.35%
Net Charge-Off Ratio0.36%
Texas Ratio51.59%
NPA Ratio5.66%
ACL / Loans3.14%

Capital & Liquidity

CET1 Ratio11.39%
Tier 1 Capital11.39%
Total Capital Ratio12.67%
Leverage Ratio8.31%
Loan-to-Deposit87.60%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required