Banks POINTS WEST COMMUNITY BANK

POINTS WEST COMMUNITY BANK

WINDSOR, CO Medium Est. Jan. 1, 1906, midnight FDIC #3031 RSSD #444556 FDIC
Latest · 2025-12-31

POINTS WEST COMMUNITY BANK is an FDIC-insured commercial bank headquartered in WINDSOR, CO, established in Jan. 1, 1906, midnight. As of 2025-12-31, the bank reported total assets of $834M and total deposits of $741M. Profitability stands at 1.29% ROA and 15.43% ROE, with a net interest margin of 3.81%. CET1 capital ratio: 7.38%. NPL ratio: 0.19% · Texas Ratio: 1.16%.

Assets
$834M
Deposits
$741M
Loans
$467M
Equity
$69M

Profitability

Return on Assets (ROA)1.29%
Return on Equity (ROE)15.43%
Net Interest Margin3.81%
Yield on Assets5.33%
Cost of Funds1.54%

Asset Quality

NPL Ratio0.19%
Net Charge-Off Ratio0.00%
Texas Ratio1.16%
NPA Ratio0.11%
ACL / Loans1.89%

Capital & Liquidity

CET1 Ratio7.38%
Tier 1 Capital7.38%
Total Capital Ratio7.75%
Leverage Ratio9.63%
Loan-to-Deposit62.99%

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