FARMERS AND MERCHANTS BANK is an FDIC-insured commercial bank headquartered in LAFAYETTE, AL, established in Jan. 30, 1934, midnight. As of 2025-12-31, the bank reported total assets of $305M and total deposits of $276M. Profitability stands at 1.04% ROA and 15.34% ROE, with a net interest margin of 3.31%. CET1 capital ratio: 6.83%. NPL ratio: 1.02% · Texas Ratio: 5.60%. Operates 3 domestic branches.
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