BanksFIDELITY FEDERAL SAVINGS AND LOAN ASSOCIATION OF DELAWARE

FIDELITY FEDERAL SAVINGS AND LOAN ASSOCIATION OF DELAWARE

DELAWARE, OHSmallEst. Jan. 1, 1887, midnightFDIC #29521RSSD #446176OCC
Latest · 2025-12-31

FIDELITY FEDERAL SAVINGS AND LOAN ASSOCIATION OF DELAWARE is an FDIC-insured commercial bank headquartered in DELAWARE, OH, established in Jan. 1, 1887, midnight. As of 2025-12-31, the bank reported total assets of $131M and total deposits of $97M. Profitability stands at 0.10% ROA and 0.68% ROE, with a net interest margin of 2.68%. CET1 capital ratio: 32.66%, well above regulatory minimums. NPL ratio: 0.36% · Texas Ratio: 1.45%. Operates 2 domestic branches.

Assets
$131M
Deposits
$97M
Loans
$78M
Equity
$19M

Profitability

Return on Assets (ROA)0.10%
Return on Equity (ROE)0.68%
Net Interest Margin2.68%
Yield on Assets4.59%
Cost of Funds2.05%

Asset Quality

NPL Ratio0.36%
Net Charge-Off Ratio0.00%
Texas Ratio1.45%
NPA Ratio0.22%
ACL / Loans0.85%

Capital & Liquidity

CET1 Ratio32.66%
Tier 1 Capital32.66%
Total Capital Ratio33.64%
Leverage Ratio16.99%
Loan-to-Deposit80.50%

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