CITIZENS STATE BANK - LA CROSSE is an FDIC-insured commercial bank headquartered in LA CROSSE, WI, established in Dec. 9, 1907, midnight. As of 2025-12-31, the bank reported total assets of $658M and total deposits of $518M. Profitability stands at 2.67% ROA and 22.34% ROE, with a net interest margin of 4.41%. CET1 capital ratio: 11.96%, well above regulatory minimums. NPL ratio: 1.68% · Texas Ratio: 11.08%. Operates 4 domestic branches.
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