BanksSECURITY FINANCIAL BANK

SECURITY FINANCIAL BANK

DURAND, WILargeEst. April 6, 1934, midnightFDIC #14222RSSD #450959FED
Latest · 2025-12-31

SECURITY FINANCIAL BANK is an FDIC-insured commercial bank headquartered in DURAND, WI, established in April 6, 1934, midnight. As of 2025-12-31, the bank reported total assets of $1.0B and total deposits of $838M. Profitability stands at 1.58% ROA and 16.97% ROE, with a net interest margin of 3.89%. CET1 capital ratio: 11.75%, well above regulatory minimums. NPL ratio: 1.52% · Texas Ratio: 10.88%. Operates 8 domestic branches.

Assets
$1.0B
Deposits
$838M
Loans
$735M
Equity
$97M

Profitability

Return on Assets (ROA)1.58%
Return on Equity (ROE)16.97%
Net Interest Margin3.89%
Yield on Assets6.04%
Cost of Funds2.19%

Asset Quality

NPL Ratio1.52%
Net Charge-Off Ratio0.00%
Texas Ratio10.88%
NPA Ratio1.13%
ACL / Loans1.43%

Capital & Liquidity

CET1 Ratio11.75%
Tier 1 Capital11.75%
Total Capital Ratio13.00%
Leverage Ratio9.51%
Loan-to-Deposit87.76%

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