GEDDES FEDERAL SAVINGS AND LOAN ASSOCIATION is an FDIC-insured commercial bank headquartered in SYRACUSE, NY, established in Jan. 1, 1948, midnight. As of 2025-12-31, the bank reported total assets of $652M and total deposits of $490M. Profitability stands at -0.14% ROA and -0.89% ROE, with a net interest margin of 1.64%. CET1 capital ratio: 15.17%, well above regulatory minimums. NPL ratio: 0.22% · Texas Ratio: 1.27%.
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