BanksCLAXTON BANK, THE

CLAXTON BANK, THE

BELLVILLE, GASmallEst. Feb. 24, 1941, midnightFDIC #15826RSSD #452739FDIC
Latest · 2025-12-31

CLAXTON BANK, THE is an FDIC-insured commercial bank headquartered in BELLVILLE, GA, established in Feb. 24, 1941, midnight. As of 2025-12-31, the bank reported total assets of $265M and total deposits of $228M. Profitability stands at 0.29% ROA and 2.19% ROE, with a net interest margin of 4.43%. CET1 capital ratio: 16.96%, well above regulatory minimums. NPL ratio: 0.47% · Texas Ratio: 2.16%. Operates 4 domestic branches.

Assets
$265M
Deposits
$228M
Loans
$174M
Equity
$35M

Profitability

Return on Assets (ROA)0.29%
Return on Equity (ROE)2.19%
Net Interest Margin4.43%
Yield on Assets6.50%
Cost of Funds2.21%

Asset Quality

NPL Ratio0.47%
Net Charge-Off Ratio0.05%
Texas Ratio2.16%
NPA Ratio0.31%
ACL / Loans1.55%

Capital & Liquidity

CET1 Ratio16.96%
Tier 1 Capital16.96%
Total Capital Ratio18.21%
Leverage Ratio14.15%
Loan-to-Deposit76.34%

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