Banks5STAR BANK

5STAR BANK

COLORADO SPRINGS, COSmallEst. June 10, 1980, midnightFDIC #91005RSSD #455253FDIC
Latest · 2025-12-31

5STAR BANK is an FDIC-insured commercial bank headquartered in COLORADO SPRINGS, CO, established in June 10, 1980, midnight. As of 2025-12-31, the bank reported total assets of $377M and total deposits of $310M. Profitability stands at 1.37% ROA and 8.14% ROE, with a net interest margin of 5.51%. CET1 capital ratio: 17.21%, well above regulatory minimums. NPL ratio: 0.55% · Texas Ratio: 2.48%. Operates 5 domestic branches.

Assets
$377M
Deposits
$310M
Loans
$313M
Equity
$65M

Profitability

Return on Assets (ROA)1.37%
Return on Equity (ROE)8.14%
Net Interest Margin5.51%
Yield on Assets7.61%
Cost of Funds2.33%

Asset Quality

NPL Ratio0.55%
Net Charge-Off Ratio0.00%
Texas Ratio2.48%
NPA Ratio0.46%
ACL / Loans1.20%

Capital & Liquidity

CET1 Ratio17.21%
Tier 1 Capital17.21%
Total Capital Ratio18.07%
Leverage Ratio16.48%
Loan-to-Deposit100.93%

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