FARMERS AND MERCHANTS BANK is an FDIC-insured commercial bank headquartered in MILFORD, NE, established in July 5, 1949, midnight. As of 2025-12-31, the bank reported total assets of $988M and total deposits of $827M. Profitability stands at 0.72% ROA and 8.57% ROE, with a net interest margin of 2.45%. CET1 capital ratio: 22.19%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 12 domestic branches.
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