PEOPLES BANK is an FDIC-insured commercial bank headquartered in BELLINGHAM, WA, established in Jan. 7, 1921, midnight. As of 2025-12-31, the bank reported total assets of $2.5B and total deposits of $2.1B. Profitability stands at 1.14% ROA and 8.99% ROE, with a net interest margin of 4.28%. CET1 capital ratio: 12.63%, well above regulatory minimums. NPL ratio: 0.08% · Texas Ratio: 0.67%. Operates 23 domestic branches.
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