Banks MINDEN EXCHANGE BANK & TRUST COMPANY

MINDEN EXCHANGE BANK & TRUST COMPANY

MINDEN, NE Small Est. Sept. 1, 1883, midnight FDIC #5439 RSSD #456054 FDIC
Latest · 2025-12-31

MINDEN EXCHANGE BANK & TRUST COMPANY is an FDIC-insured commercial bank headquartered in MINDEN, NE, established in Sept. 1, 1883, midnight. As of 2025-12-31, the bank reported total assets of $190M and total deposits of $142M. Profitability stands at 0.28% ROA and 1.44% ROE, with a net interest margin of 4.38%. CET1 capital ratio: 19.72%, well above regulatory minimums. NPL ratio: 0.51% · Texas Ratio: 1.43%.

Assets
$190M
Deposits
$142M
Loans
$108M
Equity
$37M

Profitability

Return on Assets (ROA)0.28%
Return on Equity (ROE)1.44%
Net Interest Margin4.38%
Yield on Assets5.69%
Cost of Funds1.59%

Asset Quality

NPL Ratio0.51%
Net Charge-Off Ratio0.69%
Texas Ratio1.43%
NPA Ratio0.29%
ACL / Loans1.25%

Capital & Liquidity

CET1 Ratio19.72%
Tier 1 Capital19.72%
Total Capital Ratio20.71%
Leverage Ratio20.22%
Loan-to-Deposit75.79%

This is just the summary.

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