EXCHANGE BANK AND TRUST COMPANY is an FDIC-insured commercial bank headquartered in PERRY, OK, established in Feb. 20, 1896, midnight. As of 2025-12-31, the bank reported total assets of $418M and total deposits of $375M. Profitability stands at 1.44% ROA and 17.42% ROE, with a net interest margin of 4.30%. CET1 capital ratio: 14.28%, well above regulatory minimums. NPL ratio: 1.25% · Texas Ratio: 10.08%.
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