BanksCOULEE BANK

COULEE BANK

LA CROSSE, WIMediumEst. Feb. 27, 1961, midnightFDIC #18361RSSD #457752FDIC
Latest · 2025-12-31

COULEE BANK is an FDIC-insured commercial bank headquartered in LA CROSSE, WI, established in Feb. 27, 1961, midnight. As of 2025-12-31, the bank reported total assets of $543M and total deposits of $435M. Profitability stands at -1.33% ROA and -18.57% ROE, with a net interest margin of 3.52%. CET1 capital ratio: 10.77%, well above regulatory minimums. NPL ratio: 1.93% · Texas Ratio: 19.18%. Operates 6 domestic branches.

Assets
$543M
Deposits
$435M
Loans
$423M
Equity
$38M

Profitability

Return on Assets (ROA)-1.33%
Return on Equity (ROE)-18.57%
Net Interest Margin3.52%
Yield on Assets6.02%
Cost of Funds2.52%

Asset Quality

NPL Ratio1.93%
Net Charge-Off Ratio1.60%
Texas Ratio19.18%
NPA Ratio1.56%
ACL / Loans1.40%

Capital & Liquidity

CET1 Ratio10.77%
Tier 1 Capital10.77%
Total Capital Ratio12.02%
Leverage Ratio8.54%
Loan-to-Deposit97.23%

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