BanksFIRST NATIONAL BANK OF STANTON, THE

FIRST NATIONAL BANK OF STANTON, THE

STANTON, TXSmallEst. Jan. 1, 1906, midnightFDIC #5536RSSD #458665OCC
Latest · 2025-12-31

FIRST NATIONAL BANK OF STANTON, THE is an FDIC-insured commercial bank headquartered in STANTON, TX, established in Jan. 1, 1906, midnight. As of 2025-12-31, the bank reported total assets of $436M and total deposits of $374M. Profitability stands at 2.57% ROA and 17.48% ROE, with a net interest margin of 4.16%. CET1 capital ratio: 35.15%, well above regulatory minimums. NPL ratio: 0.02% · Texas Ratio: 0.03%. Operates 2 domestic branches.

Assets
$436M
Deposits
$374M
Loans
$108M
Equity
$62M

Profitability

Return on Assets (ROA)2.57%
Return on Equity (ROE)17.48%
Net Interest Margin4.16%
Yield on Assets4.96%
Cost of Funds0.86%

Asset Quality

NPL Ratio0.02%
Net Charge-Off Ratio-0.01%
Texas Ratio0.03%
NPA Ratio0.00%
ACL / Loans2.25%

Capital & Liquidity

CET1 Ratio35.15%
Tier 1 Capital35.15%
Total Capital Ratio36.40%
Leverage Ratio15.46%
Loan-to-Deposit28.82%

This is just the summary.

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