BanksUNITED SAVINGS BANK

UNITED SAVINGS BANK

PHILADELPHIA, PASmallEst. Jan. 1, 1923, midnightFDIC #28836RSSD #459372FDIC
Latest · 2025-12-31

UNITED SAVINGS BANK is an FDIC-insured commercial bank headquartered in PHILADELPHIA, PA, established in Jan. 1, 1923, midnight. As of 2025-12-31, the bank reported total assets of $448M and total deposits of $326M. Profitability stands at 0.93% ROA and 5.16% ROE, with a net interest margin of 3.03%. CET1 capital ratio: 18.31%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 6 domestic branches.

Assets
$448M
Deposits
$326M
Loans
$167M
Equity
$82M

Profitability

Return on Assets (ROA)0.93%
Return on Equity (ROE)5.16%
Net Interest Margin3.03%
Yield on Assets4.67%
Cost of Funds2.08%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans0.79%

Capital & Liquidity

CET1 Ratio18.31%
Tier 1 Capital18.31%
Total Capital Ratio19.22%
Leverage Ratio17.36%
Loan-to-Deposit51.25%

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