Banks FIRST COMMUNITY BANK OF MOULTRIE COUNTY

FIRST COMMUNITY BANK OF MOULTRIE COUNTY

SULLIVAN, IL Small Est. April 5, 1905, midnight FDIC #3745 RSSD #459644 FDIC
Latest · 2025-12-31

FIRST COMMUNITY BANK OF MOULTRIE COUNTY is an FDIC-insured commercial bank headquartered in SULLIVAN, IL, established in April 5, 1905, midnight. As of 2025-12-31, the bank reported total assets of $121M and total deposits of $111M. Profitability stands at 1.19% ROA and 16.82% ROE, with a net interest margin of 3.48%. CET1 capital ratio: 18.35%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%.

Assets
$121M
Deposits
$111M
Loans
$53M
Equity
$9M

Profitability

Return on Assets (ROA)1.19%
Return on Equity (ROE)16.82%
Net Interest Margin3.48%
Yield on Assets4.31%
Cost of Funds0.83%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.01%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.63%

Capital & Liquidity

CET1 Ratio18.35%
Tier 1 Capital18.35%
Total Capital Ratio19.60%
Leverage Ratio8.99%
Loan-to-Deposit47.93%

This is just the summary.

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