STATE NATIONAL BANK OF GROOM, THE

STATE NATIONAL BANK OF GROOM, THE is an FDIC-insured commercial bank headquartered in GROOM, TX, established in May 1, 1925, midnight. As of 2025-12-31, the bank reported total assets of $62M and total deposits of $55M. Profitability stands at -0.10% ROA and -0.84% ROE, with a net interest margin of 4.34%. CET1 capital ratio: 13.64%, well above regulatory minimums. NPL ratio: 0.35% · Texas Ratio: 7.39%. Operates 1 domestic branch.