BanksHOME SAVINGS BANK

HOME SAVINGS BANK

SALT LAKE CITY, UTSmallEst. Jan. 1, 1979, midnightFDIC #26798RSSD #460770FDIC
Latest · 2025-12-31

HOME SAVINGS BANK is an FDIC-insured commercial bank headquartered in SALT LAKE CITY, UT, established in Jan. 1, 1979, midnight. As of 2025-12-31, the bank reported total assets of $113M and total deposits of $90M. Profitability stands at 0.93% ROA and 6.23% ROE, with a net interest margin of 3.74%. CET1 capital ratio: 15.24%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$113M
Deposits
$90M
Loans
$97M
Equity
$17M

Profitability

Return on Assets (ROA)0.93%
Return on Equity (ROE)6.23%
Net Interest Margin3.74%
Yield on Assets7.45%
Cost of Funds4.05%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio-0.24%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.01%

Capital & Liquidity

CET1 Ratio15.24%
Tier 1 Capital15.24%
Total Capital Ratio16.00%
Leverage Ratio15.59%
Loan-to-Deposit107.66%

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