BanksFARMERS STATE BANK

FARMERS STATE BANK

GROESBECK, TXSmallEst. Jan. 1, 1913, midnightFDIC #15367RSSD #461058FDIC
Latest · 2025-12-31

FARMERS STATE BANK is an FDIC-insured commercial bank headquartered in GROESBECK, TX, established in Jan. 1, 1913, midnight. As of 2025-12-31, the bank reported total assets of $181M and total deposits of $161M. Profitability stands at 1.71% ROA and 18.36% ROE, with a net interest margin of 4.83%. CET1 capital ratio: 9.52%. NPL ratio: 0.04% · Texas Ratio: 0.21%. Operates 6 domestic branches.

Assets
$181M
Deposits
$161M
Loans
$95M
Equity
$17M

Profitability

Return on Assets (ROA)1.71%
Return on Equity (ROE)18.36%
Net Interest Margin4.83%
Yield on Assets5.47%
Cost of Funds0.66%

Asset Quality

NPL Ratio0.04%
Net Charge-Off Ratio0.01%
Texas Ratio0.21%
NPA Ratio0.02%
ACL / Loans1.09%

Capital & Liquidity

CET1 Ratio9.52%
Tier 1 Capital9.52%
Total Capital Ratio9.99%
Leverage Ratio9.50%
Loan-to-Deposit58.85%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required