PEOPLES TRUST COMPANY OF ST. ALBANS is an FDIC-insured commercial bank headquartered in SAINT ALBANS, VT, established in Nov. 12, 1866, midnight. As of 2025-12-31, the bank reported total assets of $384M and total deposits of $339M. Profitability stands at 1.14% ROA and 10.62% ROE, with a net interest margin of 4.58%. CET1 capital ratio: 16.27%, well above regulatory minimums. NPL ratio: 0.51% · Texas Ratio: 3.21%. Operates 5 domestic branches.
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