ADAMS BANK & TRUST is an FDIC-insured commercial bank headquartered in OGALLALA, NE, established in Feb. 26, 1962, midnight. As of 2025-12-31, the bank reported total assets of $1.3B and total deposits of $1.1B. Profitability stands at 2.01% ROA and 15.02% ROE, with a net interest margin of 5.07%. CET1 capital ratio: 13.40%, well above regulatory minimums. NPL ratio: 0.26% · Texas Ratio: 1.22%. Operates 21 domestic branches.
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