BanksHANCOCK WHITNEY BANK

HANCOCK WHITNEY BANK

GULFPORT, MSRegionalEst. Oct. 9, 1899, midnightFDIC #12441RSSD #463735FDIC
Latest · 2025-12-31

HANCOCK WHITNEY BANK is an FDIC-insured commercial bank headquartered in GULFPORT, MS, established in Oct. 9, 1899, midnight. As of 2025-12-31, the bank reported total assets of $35.5B and total deposits of $29.6B. Profitability stands at 1.44% ROA and 11.77% ROE, with a net interest margin of 3.48%. CET1 capital ratio: 13.24%, well above regulatory minimums. NPL ratio: 0.45% · Texas Ratio: 2.61%. Operates 183 domestic branches.

Assets
$35.5B
Deposits
$29.6B
Loans
$24.0B
Equity
$4.3B

Profitability

Return on Assets (ROA)1.44%
Return on Equity (ROE)11.77%
Net Interest Margin3.48%
Yield on Assets4.98%
Cost of Funds1.63%

Asset Quality

NPL Ratio0.45%
Net Charge-Off Ratio0.22%
Texas Ratio2.61%
NPA Ratio0.34%
ACL / Loans1.28%

Capital & Liquidity

CET1 Ratio13.24%
Tier 1 Capital13.24%
Total Capital Ratio14.43%
Leverage Ratio10.84%
Loan-to-Deposit81.18%

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