BanksHONESDALE NATIONAL BANK, THE

HONESDALE NATIONAL BANK, THE

HONESDALE, PALargeEst. Dec. 26, 1836, midnightFDIC #7526RSSD #465618OCC
Latest · 2025-12-31

HONESDALE NATIONAL BANK, THE is an FDIC-insured commercial bank headquartered in HONESDALE, PA, established in Dec. 26, 1836, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $961M. Profitability stands at 1.84% ROA and 14.19% ROE, with a net interest margin of 4.59%. CET1 capital ratio: 13.13%, well above regulatory minimums. NPL ratio: 0.29% · Texas Ratio: 1.58%. Operates 15 domestic branches.

Assets
$1.1B
Deposits
$961M
Loans
$888M
Equity
$149M

Profitability

Return on Assets (ROA)1.84%
Return on Equity (ROE)14.19%
Net Interest Margin4.59%
Yield on Assets6.34%
Cost of Funds1.87%

Asset Quality

NPL Ratio0.29%
Net Charge-Off Ratio0.03%
Texas Ratio1.58%
NPA Ratio0.23%
ACL / Loans1.61%

Capital & Liquidity

CET1 Ratio13.13%
Tier 1 Capital13.13%
Total Capital Ratio13.78%
Leverage Ratio13.64%
Loan-to-Deposit92.43%

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