BanksFIRST ARKANSAS BANK AND TRUST

FIRST ARKANSAS BANK AND TRUST

JACKSONVILLE, ARLargeEst. Nov. 5, 1949, midnightFDIC #16849RSSD #466240FDIC
Latest · 2025-12-31

FIRST ARKANSAS BANK AND TRUST is an FDIC-insured commercial bank headquartered in JACKSONVILLE, AR, established in Nov. 5, 1949, midnight. As of 2025-12-31, the bank reported total assets of $1.2B and total deposits of $1.0B. Profitability stands at 0.92% ROA and 10.39% ROE, with a net interest margin of 3.62%. CET1 capital ratio: 6.55%. NPL ratio: 2.01% · Texas Ratio: 14.79%. Operates 20 domestic branches.

Assets
$1.2B
Deposits
$1.0B
Loans
$771M
Equity
$103M

Profitability

Return on Assets (ROA)0.92%
Return on Equity (ROE)10.39%
Net Interest Margin3.62%
Yield on Assets5.89%
Cost of Funds2.33%

Asset Quality

NPL Ratio2.01%
Net Charge-Off Ratio0.49%
Texas Ratio14.79%
NPA Ratio1.42%
ACL / Loans1.18%

Capital & Liquidity

CET1 Ratio6.55%
Tier 1 Capital6.55%
Total Capital Ratio6.87%
Leverage Ratio10.35%
Loan-to-Deposit74.89%

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