BanksHUSTISFORD STATE BANK

HUSTISFORD STATE BANK

HUSTISFORD, WIMicroEst. Jan. 6, 1902, midnightFDIC #12354RSSD #467144FDIC
Latest · 2025-12-31

HUSTISFORD STATE BANK is an FDIC-insured commercial bank headquartered in HUSTISFORD, WI, established in Jan. 6, 1902, midnight. As of 2025-12-31, the bank reported total assets of $80M and total deposits of $56M. Profitability stands at 0.98% ROA and 7.26% ROE, with a net interest margin of 3.14%. CET1 capital ratio: 13.37%, well above regulatory minimums. NPL ratio: 0.15% · Texas Ratio: 1.73%. Operates 1 domestic branch.

Assets
$80M
Deposits
$56M
Loans
$57M
Equity
$11M

Profitability

Return on Assets (ROA)0.98%
Return on Equity (ROE)7.26%
Net Interest Margin3.14%
Yield on Assets5.11%
Cost of Funds2.11%

Asset Quality

NPL Ratio0.15%
Net Charge-Off Ratio0.00%
Texas Ratio1.73%
NPA Ratio0.24%
ACL / Loans0.79%

Capital & Liquidity

CET1 Ratio13.37%
Tier 1 Capital13.37%
Total Capital Ratio14.04%
Leverage Ratio14.75%
Loan-to-Deposit100.13%

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