BanksJONES BANK

JONES BANK

SEWARD, NESmallEst. Oct. 1, 1883, midnightFDIC #5473RSSD #469559FED
Latest · 2025-12-31

JONES BANK is an FDIC-insured commercial bank headquartered in SEWARD, NE, established in Oct. 1, 1883, midnight. As of 2025-12-31, the bank reported total assets of $419M and total deposits of $349M. Profitability stands at 1.47% ROA and 18.22% ROE, with a net interest margin of 3.29%. CET1 capital ratio: 7.71%. NPL ratio: 0.20% · Texas Ratio: 1.29%. Operates 3 domestic branches.

Assets
$419M
Deposits
$349M
Loans
$254M
Equity
$35M

Profitability

Return on Assets (ROA)1.47%
Return on Equity (ROE)18.22%
Net Interest Margin3.29%
Yield on Assets5.41%
Cost of Funds2.22%

Asset Quality

NPL Ratio0.20%
Net Charge-Off Ratio-0.02%
Texas Ratio1.29%
NPA Ratio0.12%
ACL / Loans1.63%

Capital & Liquidity

CET1 Ratio7.71%
Tier 1 Capital7.71%
Total Capital Ratio8.10%
Leverage Ratio11.61%
Loan-to-Deposit72.69%

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