Banks SALYERSVILLE NATIONAL BANK, THE

SALYERSVILLE NATIONAL BANK, THE

SALYERSVILLE, KY Small Est. Oct. 10, 1902, midnight FDIC #2723 RSSD #472018 OCC
Latest · 2025-12-31

SALYERSVILLE NATIONAL BANK, THE is an FDIC-insured commercial bank headquartered in SALYERSVILLE, KY, established in Oct. 10, 1902, midnight. As of 2025-12-31, the bank reported total assets of $161M and total deposits of $122M. Profitability stands at 1.50% ROA and 14.10% ROE, with a net interest margin of 4.44%. CET1 capital ratio: 23.75%, well above regulatory minimums. NPL ratio: 0.11% · Texas Ratio: 1.45%.

Assets
$161M
Deposits
$122M
Loans
$90M
Equity
$17M

Profitability

Return on Assets (ROA)1.50%
Return on Equity (ROE)14.10%
Net Interest Margin4.44%
Yield on Assets5.82%
Cost of Funds1.67%

Asset Quality

NPL Ratio0.11%
Net Charge-Off Ratio--
Texas Ratio1.45%
NPA Ratio0.16%
ACL / Loans0.88%

Capital & Liquidity

CET1 Ratio23.75%
Tier 1 Capital23.75%
Total Capital Ratio24.62%
Leverage Ratio13.66%
Loan-to-Deposit73.70%

This is just the summary.

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