BanksFIRST STATE BANK OF VAN ORIN

FIRST STATE BANK OF VAN ORIN

VAN ORIN, ILMicroEst. Dec. 26, 1919, midnightFDIC #10809RSSD #472148FDIC
Latest · 2025-12-31

FIRST STATE BANK OF VAN ORIN is an FDIC-insured commercial bank headquartered in VAN ORIN, IL, established in Dec. 26, 1919, midnight. As of 2025-12-31, the bank reported total assets of $42M and total deposits of $37M. Profitability stands at 0.28% ROA and 2.90% ROE, with a net interest margin of 2.65%. CET1 capital ratio: 27.39%, well above regulatory minimums. NPL ratio: 0.06% · Texas Ratio: 0.16%. Operates 2 domestic branches.

Assets
$42M
Deposits
$37M
Loans
$11M
Equity
$4M

Profitability

Return on Assets (ROA)0.28%
Return on Equity (ROE)2.90%
Net Interest Margin2.65%
Yield on Assets3.84%
Cost of Funds1.22%

Asset Quality

NPL Ratio0.06%
Net Charge-Off Ratio0.00%
Texas Ratio0.16%
NPA Ratio0.02%
ACL / Loans1.87%

Capital & Liquidity

CET1 Ratio27.39%
Tier 1 Capital27.39%
Total Capital Ratio28.63%
Leverage Ratio11.30%
Loan-to-Deposit30.02%

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