BanksCOUNTRYSIDE BANK

COUNTRYSIDE BANK

UNADILLA, NESmallEst. May 1, 1892, midnightFDIC #1438RSSD #474357FDIC
Latest · 2025-12-31

COUNTRYSIDE BANK is an FDIC-insured commercial bank headquartered in UNADILLA, NE, established in May 1, 1892, midnight. As of 2025-12-31, the bank reported total assets of $117M and total deposits of $96M. Profitability stands at 0.45% ROA and 2.99% ROE, with a net interest margin of 3.55%. CET1 capital ratio: 14.96%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 3 domestic branches.

Assets
$117M
Deposits
$96M
Loans
$69M
Equity
$18M

Profitability

Return on Assets (ROA)0.45%
Return on Equity (ROE)2.99%
Net Interest Margin3.55%
Yield on Assets5.17%
Cost of Funds1.76%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.09%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.03%

Capital & Liquidity

CET1 Ratio14.96%
Tier 1 Capital14.96%
Total Capital Ratio15.70%
Leverage Ratio15.11%
Loan-to-Deposit71.78%

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