BanksRIVERS EDGE BANK

RIVERS EDGE BANK

MARION, SDSmallEst. Jan. 1, 1904, midnightFDIC #9935RSSD #474450FDIC
Latest · 2025-12-31

RIVERS EDGE BANK is an FDIC-insured commercial bank headquartered in MARION, SD, established in Jan. 1, 1904, midnight. As of 2025-12-31, the bank reported total assets of $337M and total deposits of $273M. Profitability stands at 1.94% ROA and 21.01% ROE, with a net interest margin of 4.11%. CET1 capital ratio: 10.44%, well above regulatory minimums. NPL ratio: 0.16% · Texas Ratio: 1.22%. Operates 5 domestic branches.

Assets
$337M
Deposits
$273M
Loans
$258M
Equity
$31M

Profitability

Return on Assets (ROA)1.94%
Return on Equity (ROE)21.01%
Net Interest Margin4.11%
Yield on Assets6.33%
Cost of Funds2.28%

Asset Quality

NPL Ratio0.16%
Net Charge-Off Ratio-0.01%
Texas Ratio1.22%
NPA Ratio0.12%
ACL / Loans1.18%

Capital & Liquidity

CET1 Ratio10.44%
Tier 1 Capital10.44%
Total Capital Ratio11.61%
Leverage Ratio8.46%
Loan-to-Deposit94.51%

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