Banks HURON COMMUNITY BANK

HURON COMMUNITY BANK

EAST TAWAS, MI Small Est. June 14, 1927, midnight FDIC #11810 RSSD #475345 FED
Latest · 2025-12-31

HURON COMMUNITY BANK is an FDIC-insured commercial bank headquartered in EAST TAWAS, MI, established in June 14, 1927, midnight. As of 2025-12-31, the bank reported total assets of $320M and total deposits of $280M. Profitability stands at 0.95% ROA and 12.46% ROE, with a net interest margin of 4.15%. CET1 capital ratio: 7.89%. NPL ratio: 0.31% · Texas Ratio: 6.56%.

Assets
$320M
Deposits
$280M
Loans
$191M
Equity
$25M

Profitability

Return on Assets (ROA)0.95%
Return on Equity (ROE)12.46%
Net Interest Margin4.15%
Yield on Assets5.26%
Cost of Funds1.12%

Asset Quality

NPL Ratio0.31%
Net Charge-Off Ratio0.09%
Texas Ratio6.56%
NPA Ratio0.59%
ACL / Loans1.71%

Capital & Liquidity

CET1 Ratio7.89%
Tier 1 Capital7.89%
Total Capital Ratio8.28%
Leverage Ratio8.95%
Loan-to-Deposit68.28%

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