BanksBANK OF THE ROCKIES

BANK OF THE ROCKIES

HELENA, MTSmallEst. Aug. 1, 1883, midnightFDIC #2205RSSD #475756FDIC
Latest · 2025-12-31

BANK OF THE ROCKIES is an FDIC-insured commercial bank headquartered in HELENA, MT, established in Aug. 1, 1883, midnight. As of 2025-12-31, the bank reported total assets of $270M and total deposits of $237M. Profitability stands at 1.81% ROA and 19.63% ROE, with a net interest margin of 5.48%. CET1 capital ratio: 11.78%, well above regulatory minimums. NPL ratio: 0.05% · Texas Ratio: 1.39%. Operates 7 domestic branches.

Assets
$270M
Deposits
$237M
Loans
$191M
Equity
$25M

Profitability

Return on Assets (ROA)1.81%
Return on Equity (ROE)19.63%
Net Interest Margin5.48%
Yield on Assets7.11%
Cost of Funds1.66%

Asset Quality

NPL Ratio0.05%
Net Charge-Off Ratio0.08%
Texas Ratio1.39%
NPA Ratio0.14%
ACL / Loans1.27%

Capital & Liquidity

CET1 Ratio11.78%
Tier 1 Capital11.78%
Total Capital Ratio13.03%
Leverage Ratio8.73%
Loan-to-Deposit80.77%

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