BanksBANK OF LAKE MILLS

BANK OF LAKE MILLS

LAKE MILLS, WISmallEst. Jan. 1, 1893, midnightFDIC #8695RSSD #477349FDIC
Latest · 2025-12-31

BANK OF LAKE MILLS is an FDIC-insured commercial bank headquartered in LAKE MILLS, WI, established in Jan. 1, 1893, midnight. As of 2025-12-31, the bank reported total assets of $498M and total deposits of $407M. Profitability stands at 1.79% ROA and 17.25% ROE, with a net interest margin of 5.18%. CET1 capital ratio: 12.30%, well above regulatory minimums. NPL ratio: 0.70% · Texas Ratio: 5.33%. Operates 2 domestic branches.

Assets
$498M
Deposits
$407M
Loans
$428M
Equity
$54M

Profitability

Return on Assets (ROA)1.79%
Return on Equity (ROE)17.25%
Net Interest Margin5.18%
Yield on Assets7.91%
Cost of Funds2.87%

Asset Quality

NPL Ratio0.70%
Net Charge-Off Ratio0.00%
Texas Ratio5.33%
NPA Ratio0.60%
ACL / Loans0.51%

Capital & Liquidity

CET1 Ratio12.30%
Tier 1 Capital12.30%
Total Capital Ratio12.79%
Leverage Ratio11.53%
Loan-to-Deposit104.98%

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