Banks BANK OF THE VALLEY

BANK OF THE VALLEY

BELLWOOD, NE Medium Est. May 11, 1984, midnight FDIC #25291 RSSD #478195 FDIC
Latest · 2025-12-31

BANK OF THE VALLEY is an FDIC-insured commercial bank headquartered in BELLWOOD, NE, established in May 11, 1984, midnight. As of 2025-12-31, the bank reported total assets of $543M and total deposits of $456M. Profitability stands at 0.84% ROA and 9.09% ROE, with a net interest margin of 3.92%. CET1 capital ratio: 11.69%, well above regulatory minimums. NPL ratio: 0.05% · Texas Ratio: 0.38%.

Assets
$543M
Deposits
$456M
Loans
$436M
Equity
$50M

Profitability

Return on Assets (ROA)0.84%
Return on Equity (ROE)9.09%
Net Interest Margin3.92%
Yield on Assets6.69%
Cost of Funds2.83%

Asset Quality

NPL Ratio0.05%
Net Charge-Off Ratio0.01%
Texas Ratio0.38%
NPA Ratio0.04%
ACL / Loans1.43%

Capital & Liquidity

CET1 Ratio11.69%
Tier 1 Capital11.69%
Total Capital Ratio12.94%
Leverage Ratio9.85%
Loan-to-Deposit95.50%

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