Banks STATE BANK NORTHWEST

STATE BANK NORTHWEST

SPOKANE VALLEY, WA Small Est. Jan. 1, 1902, midnight FDIC #2945 RSSD #479071 FDIC
Latest · 2025-12-31

STATE BANK NORTHWEST is an FDIC-insured commercial bank headquartered in SPOKANE VALLEY, WA, established in Jan. 1, 1902, midnight. As of 2025-12-31, the bank reported total assets of $231M and total deposits of $195M. Profitability stands at 1.55% ROA and 11.72% ROE, with a net interest margin of 5.30%. CET1 capital ratio: 16.71%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%.

Assets
$231M
Deposits
$195M
Loans
$162M
Equity
$30M

Profitability

Return on Assets (ROA)1.55%
Return on Equity (ROE)11.72%
Net Interest Margin5.30%
Yield on Assets5.64%
Cost of Funds0.37%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio--
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans0.88%

Capital & Liquidity

CET1 Ratio16.71%
Tier 1 Capital16.71%
Total Capital Ratio17.49%
Leverage Ratio12.97%
Loan-to-Deposit83.02%

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