BanksHIGH COUNTRY BANK

HIGH COUNTRY BANK

SALIDA, COMediumEst. Jan. 1, 1886, midnightFDIC #29783RSSD #479370FED
Latest · 2025-12-31

HIGH COUNTRY BANK is an FDIC-insured commercial bank headquartered in SALIDA, CO, established in Jan. 1, 1886, midnight. As of 2025-12-31, the bank reported total assets of $533M and total deposits of $437M. Profitability stands at 1.34% ROA and 15.45% ROE, with a net interest margin of 4.90%. CET1 capital ratio: 8.98%. NPL ratio: 1.22% · Texas Ratio: 10.33%. Operates 5 domestic branches.

Assets
$533M
Deposits
$437M
Loans
$449M
Equity
$48M

Profitability

Return on Assets (ROA)1.34%
Return on Equity (ROE)15.45%
Net Interest Margin4.90%
Yield on Assets6.35%
Cost of Funds1.47%

Asset Quality

NPL Ratio1.22%
Net Charge-Off Ratio0.01%
Texas Ratio10.33%
NPA Ratio1.03%
ACL / Loans1.18%

Capital & Liquidity

CET1 Ratio8.98%
Tier 1 Capital8.98%
Total Capital Ratio9.42%
Leverage Ratio9.30%
Loan-to-Deposit102.75%

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