BanksFIRST NATIONAL BANK OF TRINITY, THE

FIRST NATIONAL BANK OF TRINITY, THE

TRINITY, TXMicroEst. Sept. 11, 1911, midnightFDIC #5559RSSD #479567OCC
Latest · 2025-12-31

FIRST NATIONAL BANK OF TRINITY, THE is an FDIC-insured commercial bank headquartered in TRINITY, TX, established in Sept. 11, 1911, midnight. As of 2025-12-31, the bank reported total assets of $97M and total deposits of $90M. Profitability stands at 1.05% ROA and 16.90% ROE, with a net interest margin of 4.21%. CET1 capital ratio: 6.26%, below the well-capitalized threshold. NPL ratio: 0.07% · Texas Ratio: 3.51%. Operates 3 domestic branches.

Assets
$97M
Deposits
$90M
Loans
$46M
Equity
$6M

Profitability

Return on Assets (ROA)1.05%
Return on Equity (ROE)16.90%
Net Interest Margin4.21%
Yield on Assets5.16%
Cost of Funds0.95%

Asset Quality

NPL Ratio0.07%
Net Charge-Off Ratio0.17%
Texas Ratio3.51%
NPA Ratio0.24%
ACL / Loans1.17%

Capital & Liquidity

CET1 Ratio6.26%
Tier 1 Capital6.26%
Total Capital Ratio6.57%
Leverage Ratio9.46%
Loan-to-Deposit51.12%

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