BanksPARK STATE BANK & TRUST

PARK STATE BANK & TRUST

WOODLAND PARK, COSmallEst. March 1, 1965, midnightFDIC #19381RSSD #480059FDIC
Latest · 2025-12-31

PARK STATE BANK & TRUST is an FDIC-insured commercial bank headquartered in WOODLAND PARK, CO, established in March 1, 1965, midnight. As of 2025-12-31, the bank reported total assets of $161M and total deposits of $145M. Profitability stands at 0.84% ROA and 8.38% ROE, with a net interest margin of 4.78%. CET1 capital ratio: 19.19%, well above regulatory minimums. NPL ratio: 0.05% · Texas Ratio: 6.53%. Operates 1 domestic branch.

Assets
$161M
Deposits
$145M
Loans
$107M
Equity
$16M

Profitability

Return on Assets (ROA)0.84%
Return on Equity (ROE)8.38%
Net Interest Margin4.78%
Yield on Assets6.37%
Cost of Funds1.64%

Asset Quality

NPL Ratio0.05%
Net Charge-Off Ratio0.00%
Texas Ratio6.53%
NPA Ratio0.71%
ACL / Loans1.16%

Capital & Liquidity

CET1 Ratio19.19%
Tier 1 Capital19.19%
Total Capital Ratio20.44%
Leverage Ratio11.21%
Loan-to-Deposit74.20%

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