BanksWASHINGTON STATE BANK

WASHINGTON STATE BANK

WASHINGTON, ILMicroEst. Jan. 17, 1948, midnightFDIC #16667RSSD #480246FDIC
Latest · 2025-12-31

WASHINGTON STATE BANK is an FDIC-insured commercial bank headquartered in WASHINGTON, IL, established in Jan. 17, 1948, midnight. As of 2025-12-31, the bank reported total assets of $82M and total deposits of $74M. Profitability stands at 0.60% ROA and 7.79% ROE, with a net interest margin of 2.35%. CET1 capital ratio: 7.66%. NPL ratio: 0.18% · Texas Ratio: 0.85%. Operates 1 domestic branch.

Assets
$82M
Deposits
$74M
Loans
$31M
Equity
$6M

Profitability

Return on Assets (ROA)0.60%
Return on Equity (ROE)7.79%
Net Interest Margin2.35%
Yield on Assets4.38%
Cost of Funds2.03%

Asset Quality

NPL Ratio0.18%
Net Charge-Off Ratio0.12%
Texas Ratio0.85%
NPA Ratio0.07%
ACL / Loans0.93%

Capital & Liquidity

CET1 Ratio7.66%
Tier 1 Capital7.66%
Total Capital Ratio8.05%
Leverage Ratio9.22%
Loan-to-Deposit41.33%

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