BanksFIRST NATIONAL BANK IN DERIDDER

FIRST NATIONAL BANK IN DERIDDER

DERIDDER, LASmallEst. Jan. 1, 1934, midnightFDIC #14427RSSD #480433OCC
Latest · 2025-12-31

FIRST NATIONAL BANK IN DERIDDER is an FDIC-insured commercial bank headquartered in DERIDDER, LA, established in Jan. 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $416M and total deposits of $378M. Profitability stands at 1.20% ROA and 13.68% ROE, with a net interest margin of 4.29%. CET1 capital ratio: 17.29%, well above regulatory minimums. NPL ratio: 0.66% · Texas Ratio: 6.79%. Operates 7 domestic branches.

Assets
$416M
Deposits
$378M
Loans
$239M
Equity
$36M

Profitability

Return on Assets (ROA)1.20%
Return on Equity (ROE)13.68%
Net Interest Margin4.29%
Yield on Assets5.47%
Cost of Funds1.20%

Asset Quality

NPL Ratio0.66%
Net Charge-Off Ratio0.25%
Texas Ratio6.79%
NPA Ratio0.62%
ACL / Loans0.99%

Capital & Liquidity

CET1 Ratio17.29%
Tier 1 Capital17.29%
Total Capital Ratio18.28%
Leverage Ratio10.32%
Loan-to-Deposit63.38%

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