1ST NATIONAL BANK is an FDIC-insured commercial bank headquartered in LEBANON, OH, established in Jan. 1, 1907, midnight. As of 2025-12-31, the bank reported total assets of $265M and total deposits of $233M. Profitability stands at 0.69% ROA and 8.02% ROE, with a net interest margin of 3.13%. CET1 capital ratio: 13.80%, well above regulatory minimums. NPL ratio: 0.46% · Texas Ratio: 3.40%. Operates 9 domestic branches.
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