BanksNORTH COUNTY SAVINGS BANK

NORTH COUNTY SAVINGS BANK

RED BUD, ILMicroEst. Jan. 1, 1887, midnightFDIC #30656RSSD #482370FDIC
Latest · 2025-12-31

NORTH COUNTY SAVINGS BANK is an FDIC-insured commercial bank headquartered in RED BUD, IL, established in Jan. 1, 1887, midnight. As of 2025-12-31, the bank reported total assets of $64M and total deposits of $58M. Profitability stands at 0.33% ROA and 4.29% ROE, with a net interest margin of 2.45%. CET1 capital ratio: 22.20%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 3 domestic branches.

Assets
$64M
Deposits
$58M
Loans
$28M
Equity
$5M

Profitability

Return on Assets (ROA)0.33%
Return on Equity (ROE)4.29%
Net Interest Margin2.45%
Yield on Assets4.01%
Cost of Funds1.55%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.04%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans0.48%

Capital & Liquidity

CET1 Ratio22.20%
Tier 1 Capital22.20%
Total Capital Ratio22.76%
Leverage Ratio8.21%
Loan-to-Deposit47.52%

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