JERSEY STATE BANK is an FDIC-insured commercial bank headquartered in JERSEYVILLE, IL, established in Jan. 28, 1903, midnight. As of 2025-12-31, the bank reported total assets of $198M and total deposits of $176M. Profitability stands at 0.82% ROA and 7.82% ROE, with a net interest margin of 3.04%. CET1 capital ratio: 10.37%, well above regulatory minimums. NPL ratio: 0.25% · Texas Ratio: 1.08%. Operates 2 domestic branches.
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