BanksFIRST SAVINGS BANK OF HEGEWISCH

FIRST SAVINGS BANK OF HEGEWISCH

CHICAGO, ILMediumEst. Jan. 1, 1914, midnightFDIC #29809RSSD #483274FDIC
Latest · 2025-12-31

FIRST SAVINGS BANK OF HEGEWISCH is an FDIC-insured commercial bank headquartered in CHICAGO, IL, established in Jan. 1, 1914, midnight. As of 2025-12-31, the bank reported total assets of $794M and total deposits of $674M. Profitability stands at 0.03% ROA and 0.17% ROE, with a net interest margin of 1.83%. CET1 capital ratio: 14.70%, well above regulatory minimums. NPL ratio: 0.14% · Texas Ratio: 0.43%. Operates 14 domestic branches.

Assets
$794M
Deposits
$674M
Loans
$361M
Equity
$117M

Profitability

Return on Assets (ROA)0.03%
Return on Equity (ROE)0.17%
Net Interest Margin1.83%
Yield on Assets3.69%
Cost of Funds2.01%

Asset Quality

NPL Ratio0.14%
Net Charge-Off Ratio0.00%
Texas Ratio0.43%
NPA Ratio0.06%
ACL / Loans0.53%

Capital & Liquidity

CET1 Ratio14.70%
Tier 1 Capital14.70%
Total Capital Ratio15.44%
Leverage Ratio14.69%
Loan-to-Deposit53.51%

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