BanksKAW VALLEY BANK

KAW VALLEY BANK

TOPEKA, KSSmallEst. July 22, 1870, midnightFDIC #9665RSSD #485456FDIC
Latest · 2025-12-31

KAW VALLEY BANK is an FDIC-insured commercial bank headquartered in TOPEKA, KS, established in July 22, 1870, midnight. As of 2025-12-31, the bank reported total assets of $322M and total deposits of $271M. Profitability stands at 1.53% ROA and 12.37% ROE, with a net interest margin of 4.99%. CET1 capital ratio: 12.27%, well above regulatory minimums. NPL ratio: 0.01% · Texas Ratio: 0.08%. Operates 7 domestic branches.

Assets
$322M
Deposits
$271M
Loans
$256M
Equity
$40M

Profitability

Return on Assets (ROA)1.53%
Return on Equity (ROE)12.37%
Net Interest Margin4.99%
Yield on Assets6.47%
Cost of Funds1.62%

Asset Quality

NPL Ratio0.01%
Net Charge-Off Ratio0.02%
Texas Ratio0.08%
NPA Ratio0.01%
ACL / Loans1.24%

Capital & Liquidity

CET1 Ratio12.27%
Tier 1 Capital12.27%
Total Capital Ratio12.88%
Leverage Ratio12.05%
Loan-to-Deposit94.53%

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