BanksFAYETTE COUNTY NATIONAL BANK OF FAYETTEVILLE, THE

FAYETTE COUNTY NATIONAL BANK OF FAYETTEVILLE, THE

FAYETTEVILLE, WVSmallEst. June 1, 1900, midnightFDIC #6762RSSD #488420OCC
Latest · 2025-12-31

FAYETTE COUNTY NATIONAL BANK OF FAYETTEVILLE, THE is an FDIC-insured commercial bank headquartered in FAYETTEVILLE, WV, established in June 1, 1900, midnight. As of 2025-12-31, the bank reported total assets of $155M and total deposits of $132M. Profitability stands at 0.56% ROA and 7.88% ROE, with a net interest margin of 3.05%. CET1 capital ratio: 21.28%, well above regulatory minimums. NPL ratio: 0.05% · Texas Ratio: 0.31%. Operates 3 domestic branches.

Assets
$155M
Deposits
$132M
Loans
$71M
Equity
$11M

Profitability

Return on Assets (ROA)0.56%
Return on Equity (ROE)7.88%
Net Interest Margin3.05%
Yield on Assets4.45%
Cost of Funds1.39%

Asset Quality

NPL Ratio0.05%
Net Charge-Off Ratio0.05%
Texas Ratio0.31%
NPA Ratio0.02%
ACL / Loans1.17%

Capital & Liquidity

CET1 Ratio21.28%
Tier 1 Capital21.28%
Total Capital Ratio22.53%
Leverage Ratio9.23%
Loan-to-Deposit53.70%

This is just the summary.

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