FIRST STATE BANK is an FDIC-insured commercial bank headquartered in FARNAM, NE, established in July 26, 1904, midnight. As of 2025-12-31, the bank reported total assets of $207M and total deposits of $127M. Profitability stands at 1.79% ROA and 14.38% ROE, with a net interest margin of 3.36%. CET1 capital ratio: 10.92%, well above regulatory minimums. NPL ratio: 0.38% · Texas Ratio: 1.45%. Operates 5 domestic branches.
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