BanksKINMUNDY BANK

KINMUNDY BANK

KINMUNDY, ILMicroEst. Feb. 2, 1902, midnightFDIC #3805RSSD #489249FED
Latest · 2025-12-31

KINMUNDY BANK is an FDIC-insured commercial bank headquartered in KINMUNDY, IL, established in Feb. 2, 1902, midnight. As of 2025-12-31, the bank reported total assets of $74M and total deposits of $63M. Profitability stands at 2.12% ROA and 15.08% ROE, with a net interest margin of 4.99%. CET1 capital ratio: 21.13%, well above regulatory minimums. NPL ratio: 0.29% · Texas Ratio: 2.25%. Operates 1 domestic branch.

Assets
$74M
Deposits
$63M
Loans
$49M
Equity
$10M

Profitability

Return on Assets (ROA)2.12%
Return on Equity (ROE)15.08%
Net Interest Margin4.99%
Yield on Assets6.38%
Cost of Funds1.49%

Asset Quality

NPL Ratio0.29%
Net Charge-Off Ratio0.09%
Texas Ratio2.25%
NPA Ratio0.32%
ACL / Loans0.81%

Capital & Liquidity

CET1 Ratio21.13%
Tier 1 Capital21.13%
Total Capital Ratio22.03%
Leverage Ratio12.83%
Loan-to-Deposit77.90%

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