FIRST STATE BANK AND TRUST COMPANY, INC. is an FDIC-insured commercial bank headquartered in CARUTHERSVILLE, MO, established in April 2, 1934, midnight. As of 2025-12-31, the bank reported total assets of $642M and total deposits of $556M. Profitability stands at 1.98% ROA and 18.78% ROE, with a net interest margin of 4.57%. CET1 capital ratio: 10.59%, well above regulatory minimums. NPL ratio: 1.63% · Texas Ratio: 10.07%. Operates 7 domestic branches.
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